Personal breakdown cover

Please read the terms and conditions, which contain details of our service, before you buy.

Breakdown cover terms and conditions

Parts and Garage Cover terms and conditions

Key Cover terms and conditions

About the price

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

How do you use my data?

To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.

For more information, there's also our cookie policy and website terms and conditions.

Yes, you can add up to 3 people to your personal breakdown cover policy, but they must live at the same address as you. You can add family members, a partner, housemates and children. This includes children who are students that live away from home during school term time.

We cover motorcycles, cars, small or medium vans that are used for domestic purposes. This includes vehicles and trailers up to:

• 3.5 tonnes
• 2.55 metres wide
• 7 metres long

To cover a commercial vehicle, you'll need to add Commercial Use to your breakdown cover. With personal cover and Commercial Use, you can cover up to 3 vehicles for both private and commercial use, plus you'll be covered as a driver or passenger in any non-commercial vehicle.

Yes, motorbikes (including quads and trikes) are covered with personal breakdown cover, if they meet size and weight requirements.

Yes, this is known as joint personal cover. It allows you to add one other person, typically a partner living at the same address, to your breakdown cover policy. Both individuals will then be covered in any vehicle they are driving or traveling in as a passenger.

Personal breakdown cover applies to any vehicle regardless of how old it is. If the vehicle is road safe and meets the specified size and weight restrictions, it will be covered.

It depends on your needs. Personal breakdown cover can be more expensive as it covers you in any vehicle, while vehicle breakdown cover is limited to a specific vehicle. To find the best option for you, compare the choices and consider your individual needs.

It depends on your driving habits and individual needs. If you drive multiple vehicles or frequently travel as a passenger, personal breakdown cover gives you peace of mind no matter what vehicle you’re in. If you only drive one specific vehicle, vehicle breakdown cover might be a better choice.

You can still call us out for Roadside Assistance if you have personal breakdown cover, but you'll need to get permission from the hire car company first. This is because hire car companies often have their own breakdown cover arrangements for their vehicles.

Call our free helpline on 0330 053 0460

If you need information in large print, audio or Braille, just ask – you can email our customer services team at [email protected], or let us know when you call our helpline.

If you’ve broken down, you can text us on: 07860 027 999

To use the Next Generation Texting Service (NGTS – formerly known as Text Relay), just add 18001 at the start of any of our numbers.

If your current situation is affecting how you manage your finances and you require additional help or support, call us on 0330 053 0460

If you require any additional adjustments (e.g. documents in large print, audio or Braille) or you need us to tailor our service to your specific requirements in the event of a breakdown, call us on 0330 053 0460

Textphone users can prefix this number with 18001

Follow these four steps if you break down:

1 – Make sure you’re in a safe place. Move your vehicle off the road if possible, or pull up onto the hard shoulder if you’re on the motorway.

2 – Stay well away from moving traffic – it’s usually safest to get out of your car (using the doors facing away from passing traffic) and wait behind a barrier.

3 – Put your hazard warning lights on and wear a reflective jacket, if you have one.

4 – Once you’re safe, give us a call on 03330 046 046. We’ll come and rescue you, even if you’re not a member yet.

If you’re already with us, you can also report a breakdown and pinpoint your location using our app. It's the fastest way to ask us for help and track our arrival.

Find out more on what to do if your car breaks down

You only need to let us know if you have vehicle cover. Tell us as soon as you can, so we can update your membership details – and check your new vehicle is eligible (Ts&Cs apply). Once you've updated us, you’ll be covered in 24 hours.