Cover for all your charging parts, including battery and cables
Get peace of mind with Defaqto 5 Star rated car insurance
Keep your no claim discount and pay no excess if an uninsured driver hits your car and it's not your fault
Cover for all your charging parts, including battery and cables
Get peace of mind with Defaqto 5 Star rated car insurance
Keep your no claim discount and pay no excess if an uninsured driver hits your car and it's not your fault
And if you already have AA membership breakdown cover, a patrol will take your car to the nearest charging point if the battery runs out.
Avoid being left out-of-pocket following a claim where the other party is clearly to blame. Get legal assistance to seek the recovery of uninsured losses from the party at fault, such as:
We'll provide cover where it is more likely than not your claim will be successful.
You also get:
Find out what's insured and what isn't covered:
Motor Legal Assistance
Insurance Product Information Document
Motor Legal Assistance is included as standard with AA Gold and AA Platinum car insurance.
Need to stay mobile if your car's written off, or stolen and not recovered? Car Hire provides a replacement vehicle for up to 21 days. Here's what you get:
Named drivers on your policy with a full UK driving licence can also use the vehicle.
Find out what's insured and what isn't covered:
Car Hire
Insurance Product Information Document
Car Hire is included as standard with AA Platinum Car Insurance.
Motor Accident Plan significantly improves on the personal injury cover included in our comprehensive policy.
By adding Motor Accident Plan you and insured persons can get the following extra benefits following a car accident:
Find out what's insured and what isn't covered:
Motor Accident Plan
Insurance Product Information Document
Motor Accident Plan is included as standard with AA Platinum Car Insurance.
Claim back your policy excess on a claim where you're at fault, or the other party involved can't be identified. You can get your excess back on a claim for:
Find out what's insured and what isn't covered:
Excess Protection
Insurance Product Information Document
Would you need help if your car breaks down? The Roadside level of cover provides:
Whatever the weather, our expert patrols usually get to you in less than an hour, and typically get you back on the road after 30 minutes of arrival.
You can also add National Recovery just in case we can't repair your vehicle:
So if we can't complete repairs at the roadside, you can choose to be taken home, to your driving destination or your local garage, regardless of how far this may be.
The Breakdown Cover service is limited to 1 call-out during the insurance policy year.
Find out what's insured and what isn't covered:
Roadside
Insurance Product Information Document
Roadside + National Recovery
Insurance Product Information Document
Roadside + National Recovery + At Home
Insurance Product Information Document
Electric cars or vehicles – EVs – use a rechargeable battery to provide power, rather than petrol or diesel fuel. To keep your car topped up you plug it into a charging point at home or at a public charging station.
Insurers consider many factors when working out your electric car insurance premium.
Personal circumstances such as your age, occupation, driving experience, claims history and how you intend to use the vehicle are taken into account.
The type of vehicle is also a factor, including the cost and availability of spare parts for any repairs.
The cost of fully charging your electric vehicle depends on its battery size.
Recharging your car at a public charging station may require payment, depending on the provider and the type of charger. Rapid charging usually costs more than fast charging.
Usually, most people will charge at home and pay their energy supplier.
AA membership breakdown cover provides roadside assistance for electric and hybrid vehicles as standard, with no extra to pay.
If your electric car battery runs out and you have AA membership breakdown cover, a patrol will tow you to a charging point or your destination – whichever is nearer.
Until 31 March 2025 completely electric vehicles are exempt from vehicle tax, while plug-in hybrid vehicles (PHEVs) pay a low rate due to their reduced emissions.
From 1 April 2025 new and existing vehicles and PHEVs will pay vehicle tax. The tax rate depends on whether the vehicle is registered from 1 April 2025, or else registered before or from 1 April 2017.
The life of the vehicle will depend on its battery size, motor and usage, but many are guaranteed by the manufacturer for as much as 100,000 miles or 8 years.
¹ Comprehensive cover provides a courtesy car while your car is being repaired at an approved garage.
AA Gold and AA Platinum comprehensive car insurance have been given a 5 Star Rating from Defaqto. Defaqto is one of the UK's most trusted sources of financial product and market intelligence, supporting financial institutions, intermediaries and consumers to make smarter financial decisions.
The underwriter of your car insurance policy will be provided from our panel of insurers.
AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.