Business Breakdown Cover

Choose the level of breakdown and recovery services for your fleet of business vehicles.

You will not be eligible for Fleetwide cover if your vehicles are to be used for any of the following purposes: taxis, minicabs, ambulances, hire vehicles, police vehicles, disabled passenger vehicles, vehicles on trade plates, motorcycles and courier vehicles. You can purchase Specialist Breakdown Cover for these vehicles.

Select the business breakdown option from list below.

Select the business breakdown options that best suit your needs.
Build the breakdown assistance that's right for your company	Tick to add
Based on the options you've selected, choose Fleetwide 5
Roadside – this is the minimum level of fleet vehicle breakdown cover, and provides roadside assistance throughout the UK, 24 hours a day, 365 days of the year. Our number 1 aim is to fix your vehicle, but if we can't we'll take it to the nearest garage.
Home Start – provides assistance in situations where the covered vehicle is immobilised at or near home.
Relay** – recovery to a UK mainland destination of your choice if we are unable to fix your vehicle at the roadside or arrange a prompt local repair.
Relay Plus** – if you also have Relay and we cannot arrange a prompt local repair, Relay Plus provides alternative travel options.
Accident Management† – help with vehicle recovery, repairs and processing insurance claims after accidents or vandalism.
Fleet Europe – breakdown and recovery options for drivers in Europe (subject to territorial limits).

Fleet breakdown cover explained

Roadside
This is the minimum level of breakdown cover and provides roadside assistance throughout the UK, 24 hours a day, 365 days of the year. Our number 1 aim is to fix your vehicle, but if we can't we'll take it to the nearest garage.

Relay**
Recovery to a UK mainland destination of your choice if we are unable to fix your vehicle at the roadside or arrange a prompt local repair. This means your driver can choose to be taken home, to their destination or anywhere else on the UK mainland, regardless of how far this may be.

Home Start
Provides assistance in situations where the covered vehicle is immobilised at or near home. This means that all the benefits of Roadside Assistance are available at the home address (or overnight location) of the vehicle.

Relay Plus**
If you also have Relay and we cannot arrange a prompt local repair, Relay Plus provides alternative travel options. Choose from a replacement car for 2 days, public transport costs or overnight accommodation.

Accident Management^†
Help with vehicle recovery, repairs and processing insurance claims after accidents or vandalism.

Fleet Europe
Breakdown and recovery options for your drivers in Europe (subject to territorial limits) with English-speaking assistance whenever you call.

Other products & services

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Related information

Business breakdown FAQs Business breakdown terms & conditions European fleet cover Pay-for-use cover Specialist vehicle cover

* Offer applies when purchasing business breakdown cover online with a debit or credit card. This is only available to new members for the first 12 months of cover, thereafter the renewal price will be standard price (at the time of renewal) for the chosen level of cover. This offer cannot be used in conjunction with any other offer. Cover is subject to terms and conditions.

** Relay and Relay Plus not available from home address.

† Provision of hire cars is subject to standard hire-car companies' terms – drivers over 21, credit-card deposit needed, clean driving licence.

Business Breakdown Cover is provided by Automobile Association Limited, which is incorporated with limited liability in Jersey number 73356. Registered office: 22 Grenville Street, St Helier, Jersey JE4 8PX, Channel Islands. Head office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Branch registered in England and Wales, number BR004875.

Business Breakdown Cover is sold by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered number: 2414212 England and Wales.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Services Authority (FSA). You can check on the FSA's register by visiting the FSA's website www.fsa.gov.uk/register (link opens a new window) or by contacting the FSA on 0845 606 1234.

Relay Plus and Accident Management (if applicable) are underwritten by Saga Insurance Company Limited. Saga Insurance Company Limited is a member of the Association of British Insurers. Saga Insurance Company Limited, 57–63 Line Wall Road, Gibraltar. Registered Number 88716 (Gibraltar). UK branch address: Saga Insurance Company Limited, The Saga Building, Enbrook Park, Folkestone, Kent CT20 3SE.

Saga Insurance Company Limited is authorised and regulated by the Commissioner of Insurance, Financial Services Commission, Gibraltar, and regulated by the Financial Services Authority, United Kingdom.

Truck Rescue and Fleet Rescue are provided by Automobile Association Developments Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered number: 1878835 England and Wales.