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Credit Cards

0% on purchases for 6 months, 0% balance transfer for 9 months (+3% fee), typical 15.9% APR variableimage of credit card

Existing customers

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AA Credit Card benefits

The AA Credit Card offers you great rates on purchases and balance transfers, plus you earn AA reward points as you spend. With AA reward points you can benefit from some great savings on AA products.

  • 0% for 6 months on purchases
  • 0% for 9 months on balance transfers, plus a fee of 3% (min £3)1
  • a competitive rate of typical 15.9% APR variable

Earn points and make great savings

Earn 1 AA reward point for every £1 you spend.2 You can then save up and redeem your points against the purchase, renewal or upgrade of AA membership, AA insurance or AA European Breakdown Cover. Every 100 points redeemed are worth £1 off selected AA products.

Get £10 off selected AA products or £5 in cashback on your first purchase

Apply today and get 1,000 points, worth £10 off selected AA products or £5 in cashback, when you make your first purchase with your AA Credit Card.

Double reward points on fuel purchases

Get your AA reward points motoring with double points on fuel

And because we're the AA we'll give you double AA reward points when you buy fuel with your AA Credit Card3.

More reasons to choose an AA Credit Card

  • There is no annual fee.
  • Our online servicing means you can keep control of your credit card account securely.
  • Use AA Credit Card Secure to protect from online fraud.
  • You may choose AA Creditcare to protect your credit card repayments.
  • Request additional cards for your partner or family members as long as they are over 18.
  • The AA Credit Card is accepted wherever you see the MasterCard sign in over 24 million locations worldwide.

Apply now for an AA Credit Card

 

The AA Credit Card is issued by Bank of Scotland plc. Registered in Scotland No SC327000. Registered Office: The Mound, Edinburgh, EH1 1YZ. Credit available subject to status to UK residents aged 18 or over.

1 Introductory offer does not apply to balances transferred from an existing AA Credit Card, which will be transferred at our typical variable 15.9% APR. The balance transfer rate of 0% pa applies for all balances transferred for the first nine months from the date the account is opened. No advance payment required. To benefit from the 0% rate, you must stay with your credit limit and make your payments on time.

2 Savings on AA products are available at a redemption rate of 1 point = 1p of saving. Cashback can be redeemed for at a rate of 1 point = 0.5p, up to a maximum of £75 a year. The AA Credit Card Reward Scheme is offered by Automobile Association Personal Finance Limited. For full details of the AA Credit Card Reward scheme, write to AA Credit Card, PO Box 3, Diss, Norfolk IP98 1HH.

3 The double points on fuel applies to petrol, diesel, or LPG spend in the UK – there is no restriction to any single brand of fuel. Please note that some independent garages may not be included. Rewards are not provided for balance transfers, cash advances, interest or charges incurred. Cashback at a rate of 0.5%, up to £75 per year.

Telephone calls may be recorded for security purposes and monitored under our quality control procedures.

Please read our terms and conditions before applying for an AA Credit Card.