Loans
What will a loan cost?
AA Personal Loan
7.9% APR typical
on loans of £7,000 to £25,000
- A low-rate loan plus great benefits
- Borrow between £7,000 to £25,000 for between two and seven years
- An option of an initial three-month repayment holiday (although interest is charged from the start of your loan)
Are you an AA member?
As an AA member you can benefit from our exclusive member rate
- The exclusive member rate is only available online
- Apply today for an online decision in minutes.
It pays to be a member
Join the UK's largest breakdown organisation and benefit from our member exclusive rate today.
Loans under £7,000
If you'd like to borrow less than £7,000, we do offer loans from £1,000 to £6,999 with fixed monthly repayments over one to six years.
*Funds are transferred after our receipt of signed loan documentation and can take up to three days to clear from date of transfer.
APR and repayment details are correct at the time of the site going live. Rates apply to Internet applications only and cannot be used in conjunction with any other offer. Certain purposes of loan may be excluded or have limited repayment periods, please ring for details. You may be offered a different rate depending on your personal circumstances, our credit assessment procedure and other related factors. Rates range from 7.3% APR to 14.7% APR. Minimum loan amount available is £1,000.
AA Loans are provided or arranged, subject to status including permanent employment, by Automobile Association Personal Finance Limited, City House, City Road, Chester CH88 3AN. You must be at least 18 and a UK resident (excluding the Channel Islands and the Isle of Man) to apply.