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Savings

Whatever you want from your savings, whether you want to set a little something aside for a rainy day or you're planning for the future, we can help you make the most of your savings.

We have a range of competitive savings accounts and investments to suit your situation.

Internet Saver

6.28% gross/
6.46% AER*

paid monthly

Easy access online account

Invest between £1 and £5 million and manage your account online.

More information about internet savingsApply now for an internet savings account

Telephone Access Plus Account

5.73% AER*
paid annually

Manage your savings by phone

Earn this rate whether you invest £500 or £500,000. You can also choose to earn monthly interest on your savings.

More information about telephone savings

Fixed Rate Savings Account

6.50% gross/AER*
fixed for 1 year

Enjoy the security of fixed-rate savings

Know exactly what your return will be and choose to take interest monthly or annually.

More information about fixed rate savingsApply now for a fixed rate savings account

Guaranteed Equity Bond

18.27% gross
(8.75% AER*)

2-year trigger guaranteed equity bond

Return linked to the FTSE 100 Index PLUS guaranteed safety for your capital.

More information about equity bondsApply now for an equity bond
 

*AER stands for annual equivalent rate and illustrates what the interest rate would be if interest was paid and compounded once each year. As every advertisement for a savings product which quotes an interest rate will contain an AER, you will be able to compare more easily what you can expect from your savings over time.

Gross is the contractual rate of interest payable before the deduction of income tax as specified by law.

Rates are variable.

Current and previous Bank of England interest rates can be found at:

http://www.bankofengland.co.uk/monetarypolicy/decisions.htm

Calls may be monitored and recorded for quality assurance and compliance. Lines are open Monday to Saturday 8am to 8pm. Call charges may apply.

The deposit-taker for the AA savings accounts is Birmingham Midshires, a division of Bank of Scotland plc, which is authorised for accepting deposits by the Financial Services Authority. It is entered in the FSA's Register and its Register Number is 169628. Registered office: The Mound, Edinburgh EH1 1YZ.

Bank of Scotland plc is a member of the British Bankers' Association and subscribes to the Banking Code, copies of which are available upon request.