Do I have to answer all the questions?
Yes, please answer all the questions honestly and to the best of your knowledge. Your policy may be cancelled, or a claim may be rejected or not fully paid, if you don't.
Is the AA an insurance broker?
We set up and administer your policy from the insurers on our car insurance panel. The name of the underwriter is shown when you check your insurance details.
If I choose to pay monthly, is this a credit agreement?
Yes, it is. When you pay monthly you enter into a regulated credit agreement which is separate to your insurance policy.
Do AA members get a discount?
As an AA member you may qualify for a discount. This will be shown under the section 'Your insurance payment'.
What is a voluntary excess?
This is the amount you pay towards the cost of a claim, on top of the compulsory excess. Discounts are available on your insurance quote depending on the amount of voluntary excess you select.
Can I pay a voluntary excess?
Yes, you may get a discount on the premium if you agree to pay towards the cost of any claim for loss of or damage to your vehicle.
Is my online payment secure?
Yes, it is. We're committed to keeping your personal and payment details private and secure, and all the information you give us online is encrypted by our secure-server software.
Is immediate cover available?
Yes, whether you buy your policy online or over the phone.