Our standard breakdown policy covers vehicles for private or domestic use. Adding Commercial Use gives you cover for vehicles used to carry equipment, people or goods in return for payment. This means you can cover your private and commercial vehicles under one policy.
Commercial Use is ideal for:
If you’re new to The AA, add Commercial Use to your breakdown policy when you buy online. If you’re already with The AA, simply log in to your account to add Commercial Use.
If you use your vehicle for commercial purposes, you need Commercial Use to be covered in the event of a breakdown.
Commercial purposes include:
The following vehicles are eligible for Commercial Use:
We don’t cover the following vehicles for Commercial Use:
See our terms and conditions for a full list of exclusions.
It depends on what you use your vehicle for.
If you use your vehicle to carry tools or equipment for a trade, you can add Parts and Garage Cover.
But if you use your vehicle to carry goods or people in return for payment, you can’t claim on Parts and Garage Cover.
If you are buying breakdown cover for a taxi, or delivery or courier vehicle, don’t add Parts and Garage Cover.
If you want to cover a fleet of vehicles (3 or more vehicles) you’ll need Business Breakdown Cover instead.
Our standard breakdown cover only covers vehicles used for private or domestic purposes, such as commuting to work. So if you use your vehicle as part of your job and need to carry people, goods, tools or equipment, we can't cover your vehicle under a standard policy.
If you use your vehicle for both private or domestic and commercial purposes, Commercial Use is ideal to add on to your standard breakdown cover.
It depends on your cover level.
If you choose vehicle cover, you can only cover one vehicle for Commercial Use on your standard breakdown cover. If you choose personal cover, you can add up to 2 vehicles for Commercial Use.
We can’t provide you with assistance if we’ve attended your vehicle and you call us out for the same fault within 28 days, unless you can provide proof that a permanent repair has been completed by a garage.
The same restriction applies to both Commercial Use and your standard breakdown policy.
Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Broken down?
Member or not, we can help. Call 24/7 on 03330 046 046
Member or not, we can help. Call us 24/7 on 03330 046 046
