Motorbike breakdown cover

Our breakdown cover includes motorcycles as well as cars, vans, caravans and campervans. You won’t need a special policy for motorcycle breakdown cover. Both motorbike breakdown cover and car breakdown cover work in exactly the same way:

• You can call for help 24/7, 365 days a year if you have a breakdown.
• A mechanic will come to you at the roadside to look at your vehicle.
• If it can’t be fixed there and then, you and your vehicle will be taken to a garage.

Plus you can customise your policy to cover you at home, to help with onward travel or to recover you to anywhere in the UK.

All our highly skilled mobile mechanics are fully trained in how to spot common motorcycle problems. And our cutting-edge technology helps us get vehicles going again at the roadside.

Our standard breakdown cover doesn’t include parts, but you can add Parts and Garage Cover to your policy.

It can:

• Pay for many of the spare parts we use to fix your bike at the roadside that we'd normally charge you for
• Or pay for work that's done in a garage after a breakdown

You're covered for 5 claims per policy year (6 claims if you cover more than 1 vehicle on a joint or family policy).

Each time, you can claim up to £535 worth of repairs (including a £35 excess) – just give us a call before any garage work is started.

You’ll be covered for common vehicle parts like the engine and brakes, as well as specific motorcycle parts like the drive chain, sprockets and forks.

You can either cover a specific vehicle with vehicle cover, or you can cover yourself in any vehicle as a driver or passenger with personal breakdown cover. You’d be able to use your personal breakdown cover to call for help even when riding pillion on a friend’s motorbike. If you break down while driving with a pillion passenger, we’ll also take them to the garage if needed.

The following vehicles aren’t covered:

• Electric pavement vehicles
• Electric wheelchairs
• Bicycles (including electric bicycles)
• Motocross bikes (dirt bikes)

If you have personal cover (including joint and family cover), you’re automatically covered for any vehicle you travel in. That means your motorbike will be included if you have existing personal cover.

If you have vehicle cover, you’ll only be able to cover 1 vehicle. So, if your motorbike wasn’t the original vehicle you covered, you won’t be able to add it to a vehicle cover policy.

For Parts and Garage Cover, you can cover up to 4 vehicles on a single policy, as long as they're all registered at the same address.

Yes, our breakdown cover includes cover for tyre damage and punctures.

After you report a breakdown, a patrol will fit your spare or temporarily fix your tyre so you can drive safely. If that's not possible, we'll recover your vehicle to a garage. You'll need to pay for the tyre repair or replacement yourself.

If you have Tyre Cover on your breakdown cover policy, we'll reimburse you for up to £160 towards each tyre after your claim is approved.

Breakdown cover will only cover you in the UK. But we do have an arrangement with AA Ireland. This means you’ll get an equivalent level of service if you break down there (apart from Parts and Garage Cover, which won't apply).

If you’re driving in Europe or want extra cover travelling in the Republic of Ireland, you might want European Breakdown Cover. It can give you alternative travel and accommodation costs, legal protection and more.

You can check our prices for motorcycle breakdown cover, the way you tailor you cover will change the cost of your policy.

You can build your perfect breakdown cover package depending on your needs and financial situation.

If you use your motorcycle for business (as a bike courier, for example) and want to get it covered, you'll need to buy Commercial Use.

Motorcycle insurance usually doesn’t include breakdown cover, so it’s best to check with your provider.

If you don’t have cover included with your insurance but you want to receive help from a mechanic if your bike breaks down, you’ll need to take out a separate breakdown cover policy.

Yes, mopeds and scooters that are road-legal are covered by our breakdown cover policies. But if you use your vehicle for any commercial purpose, like making deliveries, you'll need to add Commercial Use to your breakdown cover.

Call our free helpline on 0330 053 0460

If you need information in large print, audio or Braille, just ask – you can email our customer services team at [email protected], or let us know when you call our helpline.

If you’ve broken down, you can text us on 07860 027 999

To use the Next Generation Texting Service (NGTS – formerly known as Text Relay), just add 18001 at the start of any of our numbers.

If your current situation is affecting how you manage your finances and you require additional help or support, call us on 0330 053 0460

If you require any additional adjustments (e.g. documents in large print, audio or Braille) or you need us to tailor our service to your specific requirements in the event of a breakdown, call us on 0330 053 0460

Textphone users can prefix this number with 18001

Follow these four steps if you break down:

1 – Make sure you’re in a safe place. Move your vehicle off the road if possible, or pull up onto the hard shoulder if you’re on the motorway.

2 – Stay well away from moving traffic – it’s usually safest to get out of your car (using the doors facing away from passing traffic) and wait behind a barrier.

3 – Put your hazard warning lights on and wear a reflective jacket, if you have one.

4 – Once you’re safe, give us a call. We’ll come and rescue you, even if you’re not a member yet.

If you’re already with us, you can also report a breakdown and pinpoint your location using our app. It's the fastest way to ask us for help and track our arrival.

Find out more on what to do if your car breaks down

If you’ve got vehicle cover, change your vehicle details as soon as you can.

With single, joint or family personal cover, you'll only need to change your vehicle details if you have Commercial Use or Parts and Garage Cover added to your policy.

It's simple to change your vehicle details online, and we’ll check that your new vehicle is eligible (terms and conditions apply).

We'll help with breakdowns that happen from 24 hours after you’ve updated us.

If you have Tyre Cover, you’ll only be able to claim for tyre repairs or replacements after the first 7 days. 

If you have Parts and Garage Cover, you’ll only be able to claim for new faults that occur after the first 14 days.