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Uninsured Driver Promise

Keep your car insurance no claims discount

And you won't pay an excess after an accident

Uninsured Driver Promise

A road traffic accident involving an uninsured driver could result in a lengthy claim, which may leave you out of pocket when it's not your fault.

With our Uninsured Driver Promise:

  • You won't have to pay an excess.
  • You won't lose your no claims discount.
  • It's included in the Silver, Gold and Platinum levels of comprehensive car insurance.

    We just need to establish the accident wasn't your fault, and you'll need to tell us the make, model and registration number of the other vehicle.1

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Good to know

1 This benefit will only apply if your insurer can establish that the accident is not your fault, and the driver of the other vehicle is identified and is not insured.

AA Gold and AA Platinum comprehensive car insurance have been given a 5 Star Rating from Defaqto. Defaqto is one of the UK's most trusted sources of financial product and market intelligence, supporting financial institutions, intermediaries and consumers to make smarter financial decisions.

The underwriter of your car insurance policy will be provided from our panel of insurers.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.

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Policy queries

0370 533 2211

Lines are open Monday to Friday 8am to 7pm, Saturday 9am to 5pm.

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