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Motor Insurers' Bureau privacy notice

AA Underwriting Insurance Company Limited (AAUICL) works in partnership with the Motor Insurers' Bureau (MIB) and associated not-for-profit companies who provide services on behalf of the insurance industry.

At every stage of your car insurance journey the MIB will be processing your personal information. You can find more details about this on the MIB website.

Set out below are brief details of the sorts of activity the MIB undertakes.

  • Checking your driving licence number against the Driver and Vehicle Licensing Agency (DVLA) driver database to obtain driving licence data (including driving conviction data) to help calculate your insurance quote and prevent fraud.

  • Checking your no claims discount entitlement and claims history.

  • Prevent, detect and investigate fraud and other crime by carrying out fraud checks.

  • Maintaining databases of:

    • Insured vehicles (Motor Insurance Database)
    • Vehicles which are stolen or not legally allowed on the road (Motor Insurance Anti-Fraud Theft Register – MIAFTR)
    • Motor, personal injury and home claims (Claims and Underwriting Exchange – CUE)
    • Employers' Liability Insurance Policies (Employers' Liability Database)

  • Managing insurance claims relating to untraced and uninsured drivers in the UK and abroad.

  • Working with law enforcement to prevent uninsured vehicles being used on the roads.

  • Supporting insurance claims processes.