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£12,699

PCP: from £245 pm

HP: from £281 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

SuzukiSwift 1.2 Dualjet MHEV SZ-L Hatchback 5dr Petrol Hybrid Manual Euro 6

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Sherwoods Suzuki Gateshead

0191 480 2659^*

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Overview

Mileage:
10,951
Year:
2022
Fuel type: Petrol hybrid
Transmission: Manual
Body type: Hatchback
Colour: Super black
Doors: 5
Engine size: 1.2 L
CO₂ Emissions: 106 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

Here at Sherwoods Suzuki, Fiat & Abarth Gateshead we are delighted to offer you this 2022 Suzuki Swift SZ-L, with a comprehensive service history, this car has clearly been well cared for by its previous owner.

This car also qualifies for ‘SUZUKI APPROVED’ – All approved Suzuki’s come with a 125 point inspection by our Suzuki master technicians, 12 month Suzuki warranty, 12 months breakdown cover & full HPI / History check, giving you complete peace of mind on the history, present & future of this car. Upon completion of your next service with us, we will renew your warranty for a further 12 months completely free of charge – Giving you Suzuki warranty up until this car is 7 years old.

Not local to us? Fear not - Our experienced sales team are experts in distance sales. We provide a seamless buying experience, from your initial contact through to a personalised video and nationwide delivery to your door. We guarantee no surprises, what you expect is what you’ll receive.

Please check out our recent 5* Google & Autotrader reviews

Vehicle features

16in Alloy Wheels - Polished
3 Cup Holders x2 Front - x1 Rear
3-Spoke Leather Covered Steering Wheel
4.2in Colour LCD Display
ABS with EBD and Brake Assist Function
Adaptive Cruise Control
Automatic Headlamp Levelling
Automatic Headlamps
Black Coloured A and B Pillars
Bluetooth Integrated into Audio Unit
Body Coloured Exterior Door Handles
Centre Console with Storage
Centre Lower Box
Child Seat Tether Anchorages x 2
Childproof Rear Door Locks
Chrome Hand Brake Release Button
Chrome Interior Door Handles
DAB Digital Radio
Deadlocks
Driver Seat Height Adjuster
Driver and Front Passenger Airbags
ESP - Electronic Stability Program
Electric Front Windows
Electrically Adjustable and Heated Door Mirrors
Emergency Flat Tyre Repair Kit
Foot Protecting Brake and Clutch Pedals
Freewheeling Key Cylinders
Front 3-Point ELR Seatbelts
Front Accessory Socket
Front Assist Grips Passenger Side
Front Cabin Light
Front Fog Lights
Front Grille - Chrome and Black
Front Map

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

AA Car Finance will introduce you to Northridge Finance as the preferred lender.

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Understanding finance

Vehicle history check

For NA22ZXK

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.
No plate changes
No colour changes
Mileage data not available

Data for this history check supplied: 21/03/2025 at 03:13

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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