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£45,995

PCP: from £788 pm

HP: from £1,017 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWM4 3.0 M4 COMPETITION 2d 503 BHP * HUGE SPEC LIST * COMFORT PACKAGE

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MJM Motors

01388 306 084^*

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Overview

Mileage:
39,881
Year:
2022
Fuel type: Petrol
Transmission: Automatic
Body type: Coupe
Colour: Blue
Doors: 2
Engine size: 3.0 L
CO₂ Emissions: 223 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

PRICE INCLUDES 12 MONTHS MOT, 12 MONTHS AA BREAKDOWN COVER, FULL SERVICE NATIONWIDE WARRANTY, % BUY NOW PAY LATER % NO DEPOSIT % FINANCE AVAILABLE %,

Vehicle features

Full Merino Leather - Black
Portimao Blue
19in Front - 20in Rear Alloy Wheels - M Double Spoke - 825 - Forged - Bicolour Black with Mixed Tyres
Steering Wheel - Heated
Comfort Package
12V Power Socket in Front Centre Console and Blanking Plug
AUX-In Connection
Adaptive M Suspension
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW TeleServices
Connected Package Professional
Control Display - 10.25in Colour Display Screen
DAB Digital Radio
EPS - Electric Power Steering
High-Beam Assistant
LED Headlights
LED Taillights with New 3D L-Shaped LED Light Design
Loudspeaker System - Harman Kardon
M Drive Professional
M Servotronic
M Sport Differential
Speed Limiter
19in Front - 20in Rear Alloy Wheels - M Double Spoke - 826 - Forged - Bicolour Black with Mixed Tyres
BMW Individual High-Gloss Shadowline with Extended Contents
BMW Mobility Kit
BMW Shadow Lights
Bumper System - Front and Rear
Carbon-Fibre Reinforced Plastic - CFRP - Roof
Diffuser in Black High Gloss
Electric Windows

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

AA Car Finance will introduce you to Northridge Finance as the preferred lender.

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

What is Hire Purchase (HP)?

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

For this vehicle you have selected only HP is available.

All this will be explained in more detail when you speak with one of our friendly agents, once you have completed your application.

Hire Purchase

PCP

Amount to borrow
Monthly payments
Illustrative APR
Total amount payable

Amount to borrow
First payment
Monthly payments
Final payment
Illustrative APR
Total amount payable

Representative example:

Borrowing £10,000 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, 59 monthly payments of £221.08 followed by 1 payment of £231.08, total cost of credit is £3,274.80*, total amount payable is £13,274.80.

*The representative example includes an estimated option to purchase fee of £10. This is subject to status and although fees may vary in amount and when payable, the total cost of credit and APR received will not alter. This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status.

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For VN22OUH

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 10/07/2024

No colour changes

Mileage data available †

Data for this history check supplied: 05/03/2025 at 03:15

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Vehicle Registration Mark (VRM)	Date
VN22 OUH	21/06/2024

Source	Date	Mileage
MANUF'RER	12/08/2024	39,600
DVLA	10/07/2024	40,000