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£31,390

PCP: from £523 pm

HP: from £694 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

VOLVOXC40 1.5h T5 Recharge 10.7kWh Ultimate Dark SUV 5dr Petrol Plug-in Hy

2 VOLVO XC40 reviews

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Car City UK

01325 950 373^*

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Overview

Mileage:
14,100
Year:
2023
Fuel type: Hybrid
Transmission: Automatic
Body type: N/a
Colour: Black
Doors: 5
Engine size: 1.5 L
CO₂ Emissions: 49 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

For Sale: Black Volvo XC40 Ultimate T5 Recharge - £31, 790 Registration: PY23 EGV Location: CarCityUK, Catterick Contact: 01325950373 Huge Specification Includes: #Panoramic Roof: Enhances cabin light and luxury. #Sat Nav: Seamless navigation for every journey. #Heated Leather Seats: Premium comfort in all seasons. #Harman Kardon Sound System: Crystal-clear audio quality. #Apple CarPlay: Effortless connectivity and entertainment. #360 Camera: Ultimate visibility for parking and maneuvering. #Memory Seats: Customized comfort at the touch of a button. #This excellent example of the Volvo XC40 Ultimate T5 Recharge combines cutting-edge technology, luxury, and sustainability, making it the perfect compact SUV for modern driving. Call 01325950373 today to book a viewing or test drive.

Vehicle features

12.3in Active TFT Crystal Drivers Information Display
12v Socket - Front Tunnel Console and Luggage Compartment
19in Alloy Wheels - 5 Double Spoke - Diamond Cut - Black
2-Zone Electronic Climate Control with CleanZone Air Quality System with Pollen Filter
3 Spoke Tailored Steering Wheel with Chrome Trim
7m 10amp Charge Cable with 3-Pin Plug and 7m 1-Phase 16amp Type 2-Mode 3 Charge Cable
9in Centre Console Portrait Touch Screen
A-Pillar Parking Ticket Holder
Active Bending Pixel LED Headlights with Adaptive Shadow Technology
Adaptive Brake Lights including High Level LED Brake Light
Adjustable Steering Force
Ambient Front Door and Instrument Panel Lighting
Anti-Theft Alarm including Immobiliser - Volume Sensor and Level Sensor
Autodimming Exterior Rear View Mirrors
Autodimming Interior Mirror
Automatic Headlight Levelling System
Black Stone Autofolding Heated Power Door Mirrors
Bluetooth Handsfree System
C-Pillar Recharge Logo
Care Key with User Defined Top Speed
Centre Console Cupholders

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

AA Car Finance will introduce you to Northridge Finance as the preferred lender.

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

Hire Purchase

PCP

Amount to borrow£31,390.00
First payment£531.23
Monthly payments£531.23
Final payment£11,623.00
Illustrative APR10.9%
Total amount payable£42,965.57

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For PY23EGV

Not recorded as stolen
No third-party trace
1 previous keeper show

There are PREVIOUS KEEPER CHANGES recorded against this vehicle. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

Number Of Previous Keepers 1

Date Of Last Keeper Change 29/08/2023
No plate changes
No colour changes
Mileage data not available

Data for this history check supplied: 12/03/2025 at 03:15

What's not included?

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Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
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Market valuation*
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