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£30,499

PCP: from £526 pm

HP: from £675 pm

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

BMWX3 2.0 20i GPF M Sport SUV 5dr Petrol Auto xDrive Euro 6 (s/s) (184

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HPL Motors - Oldham

0161 623 2386^*

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Overview

Mileage:
14,789
Year:
2021
Fuel type: Petrol
Transmission: Automatic
Body type: N/a
Colour: Grey
Doors: 5
Engine size: 2.0 L
CO₂ Emissions: 179 g/km

Please note: Dealers are responsible for the content of their listings and are expected to include all fees in the advertised price. You should always confirm all listing details with the dealer before purchasing.

Vehicle details

1 Previous Owner, Air Conditioning, Alloy Wheels, Bluetooth, Cruise Control, DAB Radio, Heated Seats, Full Leather, Parking Sensors, Reverse Parking Camera, Satellite Navigation, Start-Stop System, 128-Point Check, Assisted Braking System, Electric Windows, Flexible Finance Rates, Full Vehicle Inspection, Full Warranty, HPI Data Check, MOT, Nationwide Warranty Repairs Available At Thousands of Approved Garages, Online Finance Calculator and Application Form on our Website, OVER 500 CARS IN STOCK, Remote Central Locking, Service History

Vehicle features

12V Power Socket in Front Centre Console
19in Alloy Wheels - M Double-spoke Style 698 M - Ferric Grey
Acoustic Glazing
Active Guard
Adaptive LED Headlights
Air Conditioning - Automatic
Airbags
Alarm System - Thatcham 1 with Remote Control and Engine Immobiliser
Ambient Lighting
Armrest - Front with Storage Compartment
Armrest - Rear Centre with Two Cupholders
Attentiveness Assistant
Battery Safety Cut Off
Bluetooth Hands Free with USB Audio Interface
BMW Connected Package Professional
BMW ConnectedDrive Online Services
BMW Emergency Call
BMW Live Cockpit Professional
BMW Mobility Kit
BMW Professional Navigation with 10.25in Touch Display
BMW Professional Radio with Stereo Speaker System
BMW TeleServices
Bottle Holders Integrated into Door Trim Storage Compartments - Front - up to 1 litre - Rear - Up to 750ml
Brake Energy Regeneration
Brake Pad Wear Indicator - Front and Rear
Bumper System Front and Rear - Replaceable Deformation Elements for Impacts Up to 9mph
Central Locking Switch

Remember to check the details of this car with the dealer before you buy it to make sure that all the information is accurate.

Credit ratings explained

Excellent

You are a home owner
You have been on the electoral roll for a long period of time
You have current credit arrangements and mortgage with no defaults
You have no CCJs, credit arrears or missed payments
You rarely apply for credit
You are employed or self-employed

Good

You are on the electoral roll
You are a home owner or long standing-tenant
You have a stable employment history
You have current credit arrangements with occasional missed payments
You have no CCJs

Fair

You are or have recently been on the electoral roll
You may have recently changed address
You may have occasional missed payments
You may have an old CCJ
You may have regularly applied for credit

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Make your Car Finance product selection below

What's the difference between Hire Purchase (HP) and Personal Contract Purchase (PCP)?

AA Car Finance will introduce you to Northridge Finance as the preferred lender.

Hire Purchase (HP)

HP is a finance plan that allows you to spread the cost of the car by making monthly payments over an agreed term.

You make higher monthly payments than a Personal Contract Purchase (PCP) agreement, so that when you come to the end of the agreement you'll own the car.

Unlike PCP, there are no limits on mileage.

HP could be right for you if want to own the car at the end of the agreement, without the need to make a larger final payment.

Personal Contract Purchase (PCP)

PCP is a finance plan where you make equal monthly payments over an agreed term, with a larger final repayment due at the end if you decide to keep the car.

At the end of the agreement, you have three options. You can hand the car back to the finance company (the must be in good condition and within the agreed mileage, otherwise charges may apply), part exchange it for another car on a new agreement (subject to status), or pay the final repayment to own the car.

PCP could be right for you if you're thinking of changing your car in the next few years, or if you're unsure whether you want to buy the car at the end of the agreement.

Hire Purchase

PCP

Amount to borrow£30,499.00
First payment£522.48
Monthly payments£522.48
Final payment£10,804.00
Illustrative APR10.9%
Total amount payable£41,630.32

Borrowing £16,000.00 at a representative APR of 12.4%, annual interest rate (fixed) 12.4%, deposit of £0, 48 monthly payments of £294.92, optional final payment £7,644.00 (inc. £10 option to purchase fee), total cost of credit is £5,800.16†, total amount of credit is £16,000.00, total amount payable is £21,800.16.

Representative Example is for AA PCP agreement for a Ford Focus Estate with a contract mileage of 10,000. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). This quotation is not a binding offer to enter into a finance agreement.

†AA PCP Finance is provided by Evolution Funding Ltd. AA Cars introduces you to Evolution and both are credit brokers and not lenders. The payment received by the AA from Evolution will vary dependent on your chosen lender.

This representative example is for illustration purposes only and does not constitute an offer. Written quotations are available on request and finance is subject to status. Terms and conditions apply. A guarantee may be required. Over 18's only. This service is provided by Evolution Funding Limited who are authorised and regulated by the Financial Conduct Authority for credit brokerage, FCA number is 823324. Evolution Funding Limited are a credit broker, not a lender. Other offers may be available but cannot be used in conjunction with this offer. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers and they may provide an incentive to do so.

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Vehicle history check

For SR21WZJ

Not recorded as stolen
No third-party trace
0 previous keepers show

The current keeper is not included in the number of previous keepers.

This vehicle has had 1 registered keeper from new. Please note that the keeper is not necessarily the owner, it may be a company vehicle or belong to a third party.

No colour changes

Mileage data available †

Data for this history check supplied: 13/03/2025 at 03:13

What's not included?

Outstanding finance details
Estimated cost of vehicle ownership
MOT history & common failures*
Full vehicle specification
Mileage discrepancies*
Market valuation*
Vehicle Tax Check

*Provided where available

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Vehicle Registration Mark (VRM)	Date
SR21 WZJ	10/12/2024

Source	Date	Mileage
VMC	31/12/2024	14,972