At Home
If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.
Personal breakdown cover for you as a driver or passenger in any vehicle.
Breakdown cover for you and someone you live with, as drivers or passengers in any vehicle.
Breakdown cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.
Breakdown cover for one vehicle, whoever's behind the wheel.
If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.
If you break down and we can't fix your vehicle at the roadside. We'll take you, your vehicle and up to 7 passengers to any single UK destination.
If you break down and need repairs that stop your journey. We'll help with alternative transport or an overnight hotel stay.
If you need repairs or work done at a garage after calling us out for a breakdown. We'll cover costs up to £535.
If you have a vehicle being used to carry equipment, people or goods in return for payment, we’ll cover you.
If your car keys or house keys are lost, stolen or broken, or you’re locked out, we’ll arrange a replacement key or locksmith.
Answer a few quick questions to find cover that suits you.
If you purchase breakdown cover with us you can choose to pay annually by card or direct debit, or monthly by direct debit.
If you pay annually, you’ll pay up front for a fixed 12-month breakdown cover policy and the overall price for a year will be lower than 12 monthly payments. Please note that in some circumstances – such as promotions – annual payment may not be cheaper than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period. You can choose how your policy renews when you set up your cover and can opt out of autorenewal at any time if you change your mind.
We’ll use the payment details you provide to renew your cover automatically so that you’ll always be covered. Before the end of your first year, you’ll receive a renewal notice with the price of membership for your second year – so you’ll have plenty of time to change or cancel your cover
If you pay monthly, your account will be debited every month until your breakdown cover policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.
Your payments may change at any point, but we’ll let you know at least 45 days in advance – giving you plenty of time to change or cancel your cover.
Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Parts and Garage Cover (AA Breakdown Repair Cover).
They are split into two parts:
AA Breakdown Membership
AA Breakdown membership terms and conditions – September 2024
AA Parts and Garage Cover (AA Breakdown Repair Cover)
AA Parts and Garage Cover Terms and Conditions Booklet – November 2021
Key Cover
AA Key Cover terms and conditions – September 2024
Member Extras
About the price
*10% of new AA customers paid £5.99 for monthly vehicle breakdown cover. Source: survey of new business sales from theAA.com, 1 November 2024 to 8 November 2024.
Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.
AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.
Commercial vehicles
You’ll need to add Commercial Use if you want to cover any vehicle that’s used for:
• Carrying items/people for money
• Delivery or collection of goods
• Transporting passengers
• Carrying equipment, tools or materials
• A combination of private/domestic and commercial purposes
If you call us out for a commercial vehicle and only have standard breakdown cover, we may not be able to help or may have to charge a service fee.
If you want to cover a fleet (more than 3 vehicles) you'll need our Business Breakdown Cover.
Breakdown not routine maintenance
This cover provides emergency assistance when a vehicle suffers a sudden or unexpected mechanical or electrical fault that prevents it from being driven or continuing a journey safely.
It does not cover cosmetic, non-emergency, self-induced faults or where we suspect third-party interference. Please do not try to use it as a replacement for routine servicing, maintenance, or repairs, or to cover faults caused by actions or omissions of the driver.
If you try to use this policy for a vehicle that has not been serviced or maintained appropriately, we may not be able to help or may have to charge a service fee.
Roadworthy and road-legal vehicles only
This cover provides assistance for vehicles that are roadworthy and road-legal. It does not cover vehicles that are unsafe, unroadworthy, unlawful, overladen or being used improperly.
Throughout the life of the policy, please ensure that vehicles are serviced annually (or following manufacturers’ guidelines), are maintained in line with manufacturer guidelines, are in good condition and safe to be driven on the road. Please also ensure that vehicles are taxed, insured and have a valid MOT certificate.
If you try to use this policy for a vehicle that’s not roadworthy or road-legal, we will not be able to help you get back on the road.
Repeat call-outs and pre-existing conditions are not covered
Assistance cannot be provided if we have attended your vehicle and you call us out for the same fault within 28 days, unless you can provide proof that a permanent repair has been completed by a garage. Please arrange for a permanent repair to be made following a temporary repair carried out by us.
Cover will not be provided for any known faults that existed before you purchased cover, so please do not try to claim for them. If you try to use this policy for a vehicle with a known fault or still has a temporary repair, we may not be able to help or may have to charge a service fee.
Covered vehicles and drivers
The policy covers vehicles that are up to 3.5 tonnes (3,500 kg) in weight and up to 8 foot 3 inches (2.55 metres) wide.
Please do not use breakdown cover for vehicles that are heavier than 3.5 tonnes or wider than 2.55 metres. Assistance cannot be provided for vehicles that have been vandalised or subject to malicious damage, as these are insured events usually covered by motor insurance.
If you have a vehicle-based policy, then the vehicle registered with the AA is covered for all drivers.
If you change your vehicle, please ensure that you update us promptly.
If you have a personal-based policy (single, joint, family) then a vehicle is covered only if the member is a driver or passenger in that vehicle when it breaks down. Assistance cannot be provided if drivers or passengers are abusive or uncooperative.
How do you use my data?
To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.
For more information, there's also our cookie policy and website terms and conditions.
1Source: AA Limited Mid-Year Update July 2024 (3.3 million paid personal members) and RAC Bidco Limited Interim Report June 2024 (2.7 million consumer members). Verify at theAA.com/Best
2Source: AA Annual Report & Accounts 2024 (c. 2,800 patrols) and RAC Annual Report & Financial Statements 2023 (1,600 patrols). Verify at theAA.com/Best
3Repeat call-outs for the same fault within 28 days will not be covered. Your call-out levels may affect future premiums.
Don't buy online – call us 24/7 for instant cover: 03330 046 046
Don't buy online – call us 24/7 for instant cover: 03330 046 046