BREAKDOWN COVER

Breakdown cover with the UK's number 1

With more expert patrols in more places, we'll get you back on the road.

*That's what 10% of new AA customers pay for monthly vehicle breakdown cover. Source: survey of new business sales from theAA.com, 1 November 2024 to 8 November 2024.

Icon of AA roadside patrol van

More UK drivers choose the AA than any other major UK breakdown cover service1

Icon of mechanic with spanner

More dedicated mobile mechanics than any other UK breakdown service2

Icon of electric car with charging cable

Electric and hybrid vehicles covered at no extra cost

Our breakdown cover

With our starting level of breakdown cover you'll get Roadside Assistance, which is 24/7 support from a trained patrol if your car, van or motorbike breaks down more than 1/4 mile from your home.

  • If we can't fix the fault at the roadside, our vehicle recovery service will take you to a nearby garage – it's that simple
  • Get unlimited call-outs, as long as it's not for a recurring problem with your vehicle3
  • You can also add options such as At Home, which gives you cover right up to your doorstep
Three AA Patrols stood in front of a yellow AA van

Rated Excellent on Trustpilot

Curious about what our members say? Read their genuine reviews of our breakdown cover service.

What types of breakdown cover are there?

There are 4 types of breakdown cover policy, allowing you to select the best type of cover for your specific driving needs. We cover any non-commercial vehicle as standard, including cars, vans, motorbikes and electric vehicles (EVs).
Single personal cover

Personal breakdown cover for you as a driver or passenger in any vehicle.

Joint personal cover

Breakdown cover for you and someone you live with, as drivers or passengers in any vehicle.

Family personal cover

Breakdown cover for you and up to 3 other people you live with, as drivers or passengers in any vehicle.

Vehicle cover

Breakdown cover for one vehicle, whoever's behind the wheel.

How can I customise my AA breakdown cover?

You'll get Roadside Assistance as standard, but you can customise your cover to fit your needs – giving you more choices in the event of a breakdown. Whether it's a quick fix at the roadside or recovery to a garage, we've got you covered.

At Home

If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get breakdown recovery to a nearby garage. This extends our Roadside Assistance coverage straight to your door.

National Recovery

If you break down and we can't fix your vehicle at the roadside. We'll take you, your vehicle and up to 7 passengers to any single UK destination.

Onward Travel

If you break down and need repairs that stop your journey. We'll help with alternative transport or an overnight hotel stay.

Parts and Garage Cover

If you need repairs or work done at a garage after calling us out for a breakdown. We'll cover costs up to £535.

Commercial vehicles
Commercial Use

If you have a vehicle being used to carry equipment, people or goods in return for payment, we’ll cover you.

Key
Key Cover

If your car keys or house keys are lost, stolen or broken, or you’re locked out, we’ll arrange a replacement key or locksmith.

What are the key terms of our breakdown cover?

Please ensure you understand our conditions of fair use.

  • You'll need to add Commercial Use if you use your vehicle for commercial purposes
  • Your vehicle must be taxed, insured and have a valid MOT certificate
  • We cannot provide assistance if you call us out for the same fault within 28 days
A yellow AA van with a patrol driving.

Need help choosing?

Answer a few quick questions to find cover that suits you.

Why we're number 1 for breakdown cover

We've got more expert patrols than any other major UK breakdown service. Source: AA Annual Report & Accounts 2024 (c. 2,800 patrols) and RAC Annual Report & Financial Statements 2023 (1,600 patrols). Verify at theAA.com/Best
More members than any other major UK breakdown service. Sources: AA Limited Mid-Year Update July 2024 (14.3 million roadside members) and RAC Bidco Limited Interim Report June 2024 (13.4 million roadside members). Verify at theAA.com/Best
We've been rated best breakdown service against all other major breakdown providers by UK drivers. Plus, we have a Defaqto 5 star rating. Source: Brand & Market Tracker survey, September 2024. Defaqto 2024, UK Motor Breakdown Cover. Verify at theAA.com/Best

About AA breakdown cover

If you purchase breakdown cover with us you can choose to pay annually by card or direct debit, or monthly by direct debit. 

If you pay annually, you’ll pay up front for a fixed 12-month breakdown cover policy and the overall price for a year will be lower than 12 monthly payments. Please note that in some circumstances – such as promotions – annual payment may not be cheaper than 12 monthly payments. There’s no refund if you cancel after your 14-day cooling-off period. You can choose how your policy renews when you set up your cover and can opt out of autorenewal at any time if you change your mind.

We’ll use the payment details you provide to renew your cover automatically so that you’ll always be covered. Before the end of your first year, you’ll receive a renewal notice with the price of membership for your second year – so you’ll have plenty of time to change or cancel your cover

If you pay monthly, your account will be debited every month until your breakdown cover policy is cancelled. This gives you the convenience of paying per month, together with the flexibility of being able to cancel your cover at any time. After the 14-day cooling-off period, you'll just need to give us 30 days' notice.

Your payments may change at any point, but we’ll let you know at least 45 days in advance – giving you plenty of time to change or cancel your cover.

Legal and privacy

Our breakdown cover policy documents give you the terms and conditions of the contracts that make up AA Breakdown Membership and AA Parts and Garage Cover (AA Breakdown Repair Cover).

 

They are split into two parts:

 

  1. the policy
  2. the membership arrangement and administration contract

 

AA Breakdown Membership

 

AA Breakdown membership terms and conditions – September 2024

 

 

AA Parts and Garage Cover (AA Breakdown Repair Cover)

 

AA Parts and Garage Cover Terms and Conditions Booklet – November 2021

 

 

Key Cover

 

AA Key Cover terms and conditions – September 2024

 

 

Member Extras

 

Member Extras Terms and Conditions Booklet – November 2021

About the price

 

*10% of new AA customers paid £5.99 for monthly vehicle breakdown cover. Source: survey of new business sales from theAA.com, 1 November 2024 to 8 November 2024.

 

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

 

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

 

Commercial vehicles

You’ll need to add Commercial Use if you want to cover any vehicle that’s used for:

Carrying items/people for money
Delivery or collection of goods
Transporting passengers
Carrying equipment, tools or materials
A combination of private/domestic and commercial purposes

If you call us out for a commercial vehicle and only have standard breakdown cover, we may not be able to help or may have to charge a service fee.

If you want to cover a fleet (more than 3 vehicles) you'll need our Business Breakdown Cover.

 

Breakdown not routine maintenance

 

This cover provides emergency assistance when a vehicle suffers a sudden or unexpected mechanical or electrical fault that prevents it from being driven or continuing a journey safely. 

It does not cover cosmetic, non-emergency, self-induced faults or where we suspect third-party interference. Please do not try to use it as a replacement for routine servicing, maintenance, or repairs, or to cover faults caused by actions or omissions of the driver.

If you try to use this policy for a vehicle that has not been serviced or maintained appropriately, we may not be able to help or may have to charge a service fee.

 

Roadworthy and road-legal vehicles only

This cover provides assistance for vehicles that are roadworthy and road-legal. It does not cover vehicles that are unsafe, unroadworthy, unlawful, overladen or being used improperly.

 

Throughout the life of the policy, please ensure that vehicles are serviced annually (or following manufacturers’ guidelines), are maintained in line with manufacturer guidelines, are in good condition and safe to be driven on the road. Please also ensure that vehicles are taxed, insured and have a valid MOT certificate. 

 

If you try to use this policy for a vehicle that’s not roadworthy or road-legal, we will not be able to help you get back on the road.

 

Repeat call-outs and pre-existing conditions are not covered

Assistance cannot be provided if we have attended your vehicle and you call us out for the same fault within 28 days, unless you can provide proof that a permanent repair has been completed by a garage. Please arrange for a permanent repair to be made following a temporary repair carried out by us. 

Cover will not be provided for any known faults that existed before you purchased cover, so please do not try to claim for them. If you try to use this policy for a vehicle with a known fault or still has a temporary repair, we may not be able to help or may have to charge a service fee.

Covered vehicles and drivers

 

The policy covers vehicles that are up to 3.5 tonnes (3,500 kg) in weight and up to 8 foot 3 inches (2.55 metres) wide. 

Please do not use breakdown cover for vehicles that are heavier than 3.5 tonnes or wider than 2.55 metres. Assistance cannot be provided for vehicles that have been vandalised or subject to malicious damage, as these are insured events usually covered by motor insurance.

If you have a vehicle-based policy, then the vehicle registered with the AA is covered for all drivers. 

If you change your vehicle, please ensure that you update us promptly.

If you have a personal-based policy (single, joint, family) then a vehicle is covered only if the member is a driver or passenger in that vehicle when it breaks down. Assistance cannot be provided if drivers or passengers are abusive or uncooperative.

 

How do you use my data?

 

To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.

 

For more information, there's also our cookie policy and website terms and conditions.

1Source: AA Limited Mid-Year Update July 2024 (3.3 million paid personal members) and RAC Bidco Limited Interim Report June 2024 (2.7 million consumer members). Verify at theAA.com/Best

2Source: AA Annual Report & Accounts 2024 (c. 2,800 patrols) and RAC Annual Report & Financial Statements 2023 (1,600 patrols). Verify at theAA.com/Best

3Repeat call-outs for the same fault within 28 days will not be covered. Your call-out levels may affect future premiums.

Exclam 800black 3 Broken down now?

Don't buy online – call us 24/7 for instant cover: 03330 046 046

Don't buy online – call us 24/7 for instant cover: 03330 046 046

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0330 053 1100

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

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0343 316 4444

We're open 8am to 7pm, Monday to Friday; 9am to 5pm, Saturday.

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