Parts and Garage Cover

Get up to £535 towards parts at the roadside or repairs at a garage after a breakdown

Add Parts and Garage Cover for up to 4 vehicles on a personal breakdown cover policy.

Mechanic in garage fixing vehicle chassis

What is Parts and Garage Cover?

Also known as 'Breakdown Repair Cover', Parts and Garage Cover is an add-on for our standard breakdown cover – it gives you help with the cost of repairs when your vehicle breaks down.

Here's what you can look forward to when you add Parts and Garage Cover to your policy:

  • Cover for vehicles of any age or mileage
  • Up to £535 for repairs per claim
  • Up to 4 vehicles covered on a personal breakdown cover policy
  • 5 claims each policy year, or 6 if you cover more than 1 vehicle on a joint or family policy
  • Cover for many of the spare parts used to fix your vehicle at the roadside, like batteries
  • Cover for work done at a garage after a breakdown

You'll need to pay a £35 excess each time you make a claim.

Three AA Patrols stood in front of a yellow AA van

Get Parts and Garage Cover

If you're new to the AA, you can add Parts and Garage Cover when you buy online. If you're already with the AA, call us on 0343 316 4444 to get a quote and update your policy. Parts and Garage Cover isn't a vehicle warranty. You can only use it if you suffer from a sudden breakdown that we attend. If you have a warranty, check this policy meets your needs before buying. You can’t claim on Parts and Garage Cover if you:

  • Break down during the first 14 days of your policy
  • Try to claim on any problems or faults the vehicle had before you bought cover, including ones found during an MOT or service

How does Parts and Garage Cover work?

Parts and Garage Cover is an add on for breakdown cover, so you’ll get all the features of our standard Roadside Assistance with the benefit of money towards parts and garage work if we can’t permanently fix your vehicle at the roadside. Here’s how it works:

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Help at the roadside

After you’ve reported your breakdown, we’ll do our best to repair the problem with your vehicle at the roadside. If any parts are replaced at the roadside, you can claim for them if they're covered, up to the £535 claim limit – you'll just need to pay the £35 excess. The patrol will tell you how to do this.
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Temporary repairs

In some cases, our patrols might perform temporary repairs and save you the hassle of a tow. They’ll inform you about local garages where you can get full repairs done. You can book your vehicle in for work, then claim on any parts used at the garage, like alternators. This should be done urgently to make sure the vehicle stays roadworthy, and within 250 miles of driving.
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Claim on repair parts

Whether our patrol uses new parts to repair your car at the roadside or you need to a tow to a local AA-approved garage, you can claim back on those parts up to £535 per claim. You start your Parts and Garage Cover claim by booking an AA-approved garage.


Learn more about how to claim.

Why choose Parts and Garage Cover with The AA?

Our starting level of breakdown cover gives you 24/7 roadside support. On average, our customers who have Parts and Garage Cover saved £237 on fitted batteries, £453 on steering and suspension issues and £462 on turbocharger repairs.* Here's what else you can look forward to when you choose us:

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Most trusted breakdown provider

More drivers choose The AA than any other major UK breakdown cover service1
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Mobile mechanics

More dedicated mobile mechanics than any other UK breakdown service2
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Cover multiple vehicles

Cover up to 4 vehicles on a single policy and make up to 5 claims each policy year.
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Money towards parts and repairs

With Parts and Garage Cover, you'll get up to £535 for repairs per claim.
*Data period – November 2022 to October 2023

How can I customise my AA breakdown cover?

Parts and Garage Cover is great to have when things go wrong and you need repairs – our other options give you more flexibility if you break down.

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At Home

If your vehicle won't start or breaks down within 1/4 mile of your home, you'll get a recovery tow to a nearby garage.
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National Recovery

If you break down and we can't fix your vehicle at the roadside, we'll take you, your vehicle and up to 7 passengers to any single UK destination.
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Onward Travel

If you break down and need repairs that stop your journey, we'll help with alternative transport or an overnight hotel stay.
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Commercial Use

If you have a vehicle being used to carry equipment, people or goods in return for payment, we’ll cover you.
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Key Cover

If your car keys or house keys are lost, stolen or broken, or you’re locked out, we’ll arrange a replacement key or locksmith.

How do I include Parts and Garage Cover with my breakdown cover?

Here’s how to get Parts and Garage Cover so that you have more choices when you breakdown.

  • Select ‘Get a quote’
  • Share your home postcode and date of birth, then choose what sort of cover you need
  • We’ll display your personalised quote, then you can select ‘Continue’ to go to the Options step
  • On the Options step, select ‘Parts and Garage Cover' – the price of your plan will update automatically

What should I do if I break down and want to use my Parts and Garage Cover?

To use your Parts and Garage Cover, just follow these simple steps. You won't be able to purchase Parts and Garage Cover on the same day you break down, so make sure to get it well in advance if you'd like to access it.

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If you have breakdown cover with Parts and Garage Cover

Report your breakdown online or via the app, and we'll send a patrol to you. They'll let you know if a repair is possible or if you'll need a tow to a local garage. If the patrol uses parts to repair your vehicle at the roadside, you can claim for them if they're covered. The patrol will tell you how to do this.
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If your vehicle needs repairs at a garage

You can start your Parts and Garage Cover claim by booking an AA-approved garage. The garage will do a diagnostic check to find out what needs to be repaired – the cost for this service is £35. If your Parts and Garage Cover claim for the repair is approved, the £35 diagnostic charge will be used as your excess for the claim. Our team will then manage your claim and settle the costs directly with the garage. If the fault is covered and the claim is under £535, you'll only pay the excess.

Already with us?

Find out how to get the most from your cover

Policy documents

Please read the terms and conditions, which contain details of our service, before you buy.


Breakdown cover terms and conditions


Parts and Garage Cover terms and conditions


Key Cover terms and conditions

Good to know

About the price

 

Prices shown include insurance premiums payable to the insurer(s) and a fee payable under a separate contract between you and Automobile Association Insurance Services Limited (AAIS) for arranging and administering your cover. Please see the terms and conditions for more information.

 

AA Breakdown Cover is arranged by Automobile Association Insurance Services Limited which is authorised and regulated by the Financial Conduct Authority (FCA). You can check their register online. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

 

How do you use my data?

 

To find out how we use your data, please read our website privacy notice and our specific roadside product privacy notice.

 

For more information, there's also our cookie policy and website terms and conditions.

How do I add Parts and Garage cover if I’m already an AA member?

If you're already a member, log in to your account to upgrade your cover or make changes to your details.

What vehicles can I cover?

You can cover the following types of vehicles with Parts and Garage Cover:


  • cars
  • motorbikes
  • vans
  • caravans
  • motorhomes
  • campervans
  • trailers
  • scooters
  • trucks
  • supercars
  • classic cars

How do I claim my AA Parts and Garage Cover?

You can claim for Parts and Garage Cover by booking in with an AA-approved garage. The garage will do a diagnostic check to find out what needs to be repaired. The cost for this service is £35. If your Parts and Garage Cover claim for the repair is approved, the £35 diagnostic charge will be used as your excess for the claim. Our team will then manage your claim and settle the costs directly with the garage. If the fault is covered and the claim is under £535, you’ll only have to pay the excess.

How many vehicles can I cover with Parts and Garage cover?

You can add up to 4 vehicles to your Parts and Garage Cover if you have a personal breakdown cover policy, or you can cover a single vehicle with vehicle breakdown cover. You can make up to 5 claims per year, per vehicle – or 6 claims if you cover more than 1 vehicle and have at least 2 people on your policy.

Can I choose where my car gets repaired?

Where possible, we'll aim to repair your vehicle through one of our recommended garages – that way, we can pay the garage direct. Your claims advisor can tell you about them and let you know which garages are in the scheme.


But we can get your vehicle to a professional repairer of your choice if you prefer.

What does pre-existing fault mean?

You can’t claim on pre-existing faults with Parts and Garage Cover. This means if there’s an issue with your car that’s already been documented during an MOT or vehicle service, and we carry out repairs with new parts (or you get this done at an AA-approved garage), then you won’t be covered for those parts.

What isn’t covered by Parts and Garage breakdown cover?

You can't claim on Parts and Garage Cover if you:


  • Break down during the first 14 days of your policy
  • Try to claim on any pre-existing vehicle faults – this includes faults picked up during a vehicle MOT or service

Parts and Garage Cover isn't a vehicle warranty. You can only use it if you suffer from a sudden breakdown that we attend. If you have a warranty, check this policy meets your needs before buying.


If you have breakdown cover with Parts and Garage Cover, but no other options on your policy, then you won’t be covered for breakdowns at home. You also won’t be able to use Onward Travel or National Recovery services.

What do I do if I breakdown without Parts and Garage Cover?

If you have standard breakdown cover with us, then you can call us out for roadside assistance, which covers most repairs our patrols make at the scene. You can add Parts and Garage Cover to your policy, but you won’t be able to use it for 14 days, and it won’t cover any pre-existing faults with your vehicle.

Does breakdown cover include repairs?

Our standard roadside assistance covers most repairs our patrols make at the scene of a breakdown. However, certain new parts won’t be covered. If your car needs to go to a garage for further repairs/parts, the new parts won’t be covered.

I'm a Blue Badge holder – how can I register my needs and get more information?

Call our free helpline on 0330 053 0460


If you need information in large print, audio or Braille, just ask – you can email our customer services team at [email protected], or let us know when you call our helpline.


If you’ve broken down, you can text us on: 07860 027 999


To use the Next Generation Texting Service (NGTS – formerly known as Text Relay), just add 18001 at the start of any of our numbers.

I’m experiencing money worries – what should I do?

If your current situation is affecting how you manage your finances and you require additional help or support, call us on 0330 053 0460

I have a disability – what additional help and support does the AA provide?

If you require any additional adjustments (e.g. documents in large print, audio or Braille) or you need us to tailor our service to your specific requirements in the event of a breakdown, call us on 0330 053 0460


Textphone users can prefix this number with 18001

What do I do if my car breaks down?

Follow these four steps if you break down:


1 – Make sure you’re in a safe place. Move your vehicle off the road if possible, or pull up onto the hard shoulder if you’re on the motorway.


2 – Stay well away from moving traffic – it’s usually safest to get out of your car (using the doors facing away from passing traffic) and wait behind a barrier.


3 – Put your hazard warning lights on and wear a reflective jacket, if you have one.


4 – Once you’re safe, give us a call on 03330 046 046. We’ll come and rescue you, even if you’re not a member yet.

If you’re already with us, you can also report a breakdown and pinpoint your location using our app. It's the fastest way to ask us for help and track our arrival.


Find out more on what to do if your car breaks down

What should I do if I buy a new vehicle?

You only need to let us know if you have vehicle cover. Tell us as soon as you can, so we can update your membership details – and check your new vehicle is eligible (Ts&Cs apply). Once you've updated us, you’ll be covered in 24 hours.

1 Source: AA Annual Report & Accounts 2024 (3.3 million paid personal members) and RAC Annual Report & Financial Statements 2023 (2.7 million consumer members). Verify at theAA.com/Best

2 Source: AA Annual Report & Accounts 2024 (c. 2,800 patrols) and RAC Annual Report & Financial Statements 2023 (1,600 patrols). Verify at theAA.com/Best 

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