Car leasing FAQs

You're responsible for: 

• Insuring the vehicle under a comprehensive motor insurance policy against loss or damage to the full retail replacement value of the vehicle without deduction, with a maximum policy excess of £250 for personal leases and £500 for business leases.

• A one-off arrangement fee, if stated on the order page and contract, payable 10 days after the car has been delivered.

• Fuel or all charging costs if you have an EV. 

• Any fees or fines, such as parking permits, parking fines or speeding penalties. 

• Administration charges specified in your contract if you have an accident.

Your first monthly instalment is the 1, 3, 6, 9 or 12-month upfront payment which you choose in the AA Lease options. It's not a deposit, but part of your total lease cost.