Car insurance breakdown cover

Roadside help in the UK*

Would you need help if your car breaks down?

Our experienced patrols can deal with the causes of many breakdowns. Choose from three levels of additional cover when you get a car insurance quote¹

Roadside cover

24/7 help if the insured vehicle breaks down over 1/4 mile from your home.

If we can't complete repairs at the roadside we'll take the vehicle to a nearby garage or a local destination of your choice.

Assistance will also be provided for a caravan or trailer which was on tow at the time of the breakdown.

Roadside + National Recovery cover

Roadside cover

National Recovery – if we can't fix it at the roadside, we'll take you, your vehicle and up to 7 passengers to a UK mainland destination of your choice.

Roadside + National Recovery + At Home cover

Roadside cover

National Recovery

At Home – 24/7 help if the insured vehicle breaks down on your doorstep or up to 1/4 mile from your home.

¹ The Breakdown Cover service is limited to 1 call-out during the policy year, and further call-outs are available on a pay-for-use basis.

Get a car insurance quote

Policy booklets

Please read all of the information relating to your policy before you buy Breakdown Cover.

Silver, Gold or Platinum car insurance

Policies purchased or renewed from 30 December 2023:

Car Insurance Policy Booklet

Policies purchased between 1 March 2023 and 29 December 2023:

Car Insurance Policy Booklet

Standard car insurance

Policies purchased between 30 December 2021 and 30 September 2024, or renewed between 30 December 2022 and 6 September 2024:

Breakdown Cover policy document

Good to know

* The optional Breakdown Cover is not available in the Isle of Man and the Channel Islands. Roadside and At Home provide assistance throughout the UK, and National Recovery cover provides recovery to a destination on the UK mainland.

AA Car Insurance is arranged by Automobile Association Insurance Services Limited. Registered office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 2414212.

Automobile Association Insurance Services Limited is authorised and regulated by the Financial Conduct Authority (FCA), Financial Services Register number 310562.