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Home improvement loans

Home improvement loans

Sorry, we’re not accepting personal loan applications from new or existing customers at this time.

On 30 October 2024 Bank of Ireland UK announced the sale of some of our loans.
As an AA Loans customer, don't worry, there is no immediate change and you don't need to take any action. If your loan has been sold Bank of Ireland UK will get in touch to give you more information.
Select Manage your loan for more information about the sale, contact details and FAQs.

Manage your loan

What you need to know about a home improvement loan

What is a home improvement loan?

From kitting out your kitchen to knocking down walls, getting a home improvement loan could help pay for your DIY dreams – whether you're doing the work yourself or paying a tradesman.

It's a type of personal loan that can spread the cost of home improvements. Everyone's financial situation is different, so always consider if a home improvement loan is right for you.


What could you use a home improvement loan for?

You can use a home improvement loan for essential work such as new tiles in the bathroom or patching a leaky roof. Other examples include:

  • Upgrading your kitchen with new cabinets, countertops or appliances.
  • Creating an extra room or extension.
  • Replacing old carpets with something new.
  • Repairing your decking, putting down a patio, or landscaping your garden.
  • Battling your bills with energy-efficient upgrades like solar panels, new windows, or insultation.  

Bank of Ireland UK adheres to The Standards of Lending Practice which are monitored and enforced by the Lending Standards Board (LSB). A copy of the Statement of Lender and Borrower responsibilities is available here.

AA Financial Services Limited (AAFS) acts as a credit intermediary and introduces customers to Bank of Ireland (UK) plc as its exclusive loans provider.

AA Financial Services Limited is authorised and regulated by the Financial Conduct Authority. Registered Office: Fanum House, Basing View, Basingstoke, Hampshire RG21 4EA. Registered in England and Wales number 912211.

Bank of Ireland UK is a trading name of Bank of Ireland (UK) plc which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under registration number 512956. You can confirm this registration on the Financial Services Register on the FCA website. Registered in England and Wales number 7022885. Registered office: 45 Gresham Street, London EC2V 7EH.